As the driving force behind Calluna Financial, I bring extensive experience in both finance and property with a passion for helping people navigate their financial journeys. My expertise spans over 18 years covering everything from managing client relationships to building strategic partnerships, optimising business operations, and delivering tailored mortgage solutions that meet diverse client needs. With a focus on clear, ethical guidance, I aim to make every mortgage process smooth and rewarding for our clients.
In my personal life, you’ll often find me on the football pitch coaching my son’s team, The Wasps. Being involved in their growth and teamwork is incredibly rewarding! Off the pitch, I love diving into Scottish history with my kids - it’s always fun to bring the past to life in our conversations. And to mix things up, I love exploring the mysteries of space and discussing the possibility of extraterrestrial life. Whether it's history or the cosmos, I’m always up for an intriguing conversation!
Helping people achieve their homeownership dreams is incredibly rewarding. Whether it's a first-time buyer or a seasoned property investor, I thrive on guiding my clients through the complex mortgage world, ensuring they feel confident and informed at every step.
If you're preparing to apply for a mortgage, one of the best things you can do is get your paperwork in order early. Lenders will look closely at your income, credit history, and current debts—so having these details prepared ahead of time can speed up the process and give you a better shot at securing the right deal.
