---
title: Mortgage Broker, Insurance & Financial Protection Adviser
description: Steph is a seasoned Mortgage and Protection Broker. She focuses on securing the best mortgage solutions and ensuring clients are fully protected.
---

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###### Senior Mortgage and Protection Broker/Senior Compliance Manager

# Stephanie English

![logo\_\_nhs-scotland-1](https://www.callunafinancial.co.uk/hubfs/logo__nhs-scotland-1.svg)

### Exclusive Referral Partner of NHS Trust Workers

## What Stephanie brings to the team

With over a decade of experience in the financial services industry, I take pride in offering a well-rounded approach to finding mortgage options that suit my clients, while making sure they are properly protected. Whether it’s finding the right mortgage deal or advising on essential protection options like life insurance, critical illness cover, or income protection, I’m here to make sure every aspect of your financial future is secure. My focus is on making the process smooth and stress-free, whether you’re a first-time buyer or an experienced homeowner. I look after clients across Clackmannanshire, Stirling, Falkirk and Dunfermline.

![Stephanie English at her office desk looking at the camera](https://www.callunafinancial.co.uk/hs-fs/hubfs/staff/img__steph-english--in-office.jpg?width=1204&height=980&name=img__steph-english--in-office.jpg)

[Book now](https://calendar.google.com/calendar/u/0/appointments/schedules/AcZssZ1vkm4A5TLeAChmvsP1zntlQHBPLmkJ7WNdZE2B1EJi7jdKxg3zZiF0U-ZUd6cTUYUTz9y_jT-P?hsCtaAttrib=458557653223&hsCtaAttrib=461371355361)

## Fun fact or personal detail

I’m a bit of a foodie and love trying out new recipes in the kitchen. When I’m not working, I’m probably experimenting with a new dish or perfecting my homemade spag bol recipe!

![Close up image of spaghetti bolognaise on a fork](https://www.callunafinancial.co.uk/hs-fs/hubfs/staff/img__steph-english--spag-bol.jpg?width=1204&height=980&name=img__steph-english--spag-bol.jpg)

## Why I love my job

There’s something incredibly rewarding about being part of such a significant milestone in someone’s life. I love building relationships with my clients and seeing the excitement when everything comes together. My job isn't just about numbers - it's about people, and I thrive on helping them feel secure and confident in their decisions. Plus, ensuring my clients are not only on the property ladder but also protected for the future gives me immense satisfaction.

![Stephanie English recording a podcast with a mircophone](https://www.callunafinancial.co.uk/hs-fs/hubfs/staff/img__steph-english--podcast.jpg?width=1204&height=980&name=img__steph-english--podcast.jpg)

## Mortgage tip or professional insight

Don’t just focus on getting the best interest rate - think about your overall financial security. Securing a competitive rate is important, but having the right protection in place, like insurance to cover your mortgage payments in case the unexpected happens, is just as vital. It’s all about ensuring long-term peace of mind for you and your family.

![Interest rate graph showing on a laptop screen](https://www.callunafinancial.co.uk/hs-fs/hubfs/staff/img__steph-english--interest-rate.jpg?width=1204&height=980&name=img__steph-english--interest-rate.jpg)

![Image blocks lady at desk and colourful doors](https://www.callunafinancial.co.uk/hs-fs/hubfs/img__blocks-arch-subtle-yellow-contact.png?width=830&height=958&name=img__blocks-arch-subtle-yellow-contact.png "Image blocks lady at desk and colourful doors")

## Get Started Today

If you’re looking for professional mortgage and protection advice in **Clackmannanshire, Stirling, Fife or Falkirk**, Stephanie will be delighted to have a chat with you.

Get in touch today to arrange an initial conversation and take the next step with confidence.

Book an appointment at a time that suits you, you can also reach Stephanie by phone: 01259 230345.

[Book now](https://calendar.google.com/calendar/u/0/appointments/schedules/AcZssZ1vkm4A5TLeAChmvsP1zntlQHBPLmkJ7WNdZE2B1EJi7jdKxg3zZiF0U-ZUd6cTUYUTz9y_jT-P?hsCtaAttrib=458557653223&hsCtaAttrib=461371355361)

### Because we play by the book we want to tell you that...

**Your home may be repossessed if you do not keep up repayments on your mortgage.  
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.**

### **Proudly Accredited with Own New**

Calluna Financial is now an approved broker for the Own New scheme, a powerful initiative designed to make buying a new build home more accessible through innovative shared equity solutions. This accreditation allows us to support housebuilders in accelerating sales and help buyers step into homeownership with reduced upfront costs and competitive mortgage rates. Whether you're a developer or a first-time buyer, we’re here to guide you through every step.

- ![Own New Approved Broker](https://www.callunafinancial.co.uk/hs-fs/hubfs/Approved-Broker-Stamp_LinkedIn.png?width=600&height=600&name=Approved-Broker-Stamp_LinkedIn.png)
  
   Hover message
- ![LIBF Certified Mortgage Adviser](https://www.callunafinancial.co.uk/hs-fs/hubfs/certified-mortgage-adviser.png?width=600&height=600&name=certified-mortgage-adviser.png)
  
   Hover message

![White mono version of the Calluna Financial logo](https://www.callunafinancial.co.uk/hubfs/calluna-financial-logo-alt-mono-white.svg "White mono version of the Calluna Financial logo")

Calluna Financial is directly authorised and regulated by the Financial Conduct Authority. Firm Reference Number: 1020528

Calluna Financial Registered Office: 6 Primrose Street, Alloa, Clackmannanshire, Scotland, FK10 1JG. Registered in Scotland: SC815245.

©  Calluna Financial Limited. All Rights Reserved.

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