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Exclusive Referral Partner of NHS Trust Workers

Sort your mortgage with the right person

We advise across Scotland, and each of us looks after our own patch. So you're not handed to whoever's free, you get the person who knows your area, and you keep them.

The same adviser from your first question through to completion, and again when your deal comes up for renewal.

We're directly authorised by the FCA and have access to mortgages from a wide range of lenders, so what we recommend is built around your circumstances rather than one lender's range. And we'll explain it in plain English, over a coffee, at your kitchen table, or on a video call if that's easier.

Access to thousands of deals from 90+ lenders

Our team bring you a wealth of financial services experience, knowledge of the Scottish market and a genuine desire to help you achieve your dreams of property ownership and financial peace of mind.

Our goal is to make the mortgage process smooth and simple, by sharing the information you need to make the best possible decisions for you personally. We’ll offer advice and guidance from beginning to end, and will be here to help you with all your financial needs as you move through your life.

John O’Malley

Owner and Financial Adviser

Our Team

Stephanie English

Senior Mortgage and Protection Broker/Senior Compliance Manager

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Harnek Padda

Business Development Assistant

Ross Dickson-McKnight

Ross Dickson

Media Manager

Our Advisers

Alan Urquhart

Mortgage and Protection Adviser

Daljit Sandhu

Mortgage and Protection Adviser

Allan Coll

Mortgage and Protection Adviser 

Stephanie Coyne

Mortgage and Protection Adviser 

Because we play by the book we want to tell you that...

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.