---
title: Mortgage Repayment Calculator, How Much Will I Pay Each Month
description: Find out how much you will have to pay each month for the size of mortgage you are looking at. Calculate your monthly mortgage repayments here.
image: https://www.callunafinancial.co.uk/hubfs/mortgage-home-slide.png
---

[Skip to main content](https://www.callunafinancial.co.uk/calculator-repayments#main-content)

[![Calluna Financial](https://www.callunafinancial.co.uk/hubfs/calluna-financial-logo-mono-white.svg)](https://www.callunafinancial.co.uk?hsLang=en)

- [Home](https://www.callunafinancial.co.uk)
- [Show submenu for Mortgages Mortgages](https://www.callunafinancial.co.uk/mortgages) 
    - [First Time Buyers](https://www.callunafinancial.co.uk/first-time-buyers)
    - [Remortgage](https://www.callunafinancial.co.uk/remortgage)
    - [Moving House](https://www.callunafinancial.co.uk/moving-house)
    - [Buy-To-Let](https://www.callunafinancial.co.uk/buy-to-let)
- Show submenu for Our Advisers Our Advisers 
  
    - [Aberdeenshire](https://www.callunafinancial.co.uk/aberdeenshire)
    - [Clacks, Stirling & Falkirk](https://www.callunafinancial.co.uk/stephanie-english)
    - [Edinburgh](https://www.callunafinancial.co.uk/edinburgh)
    - [Glasgow](https://www.callunafinancial.co.uk/allan-coll-glasgow)
    - [Inverness](https://www.callunafinancial.co.uk/inverness)
- [Protection](https://www.callunafinancial.co.uk/protection)
- [Show submenu for Mortgage Tools Mortgage Tools](https://www.callunafinancial.co.uk/mortgage-tools) 
    - [Mortgage Calculator](https://www.callunafinancial.co.uk/mortgage-calculator)
    - [Repayment Calculator](https://www.callunafinancial.co.uk/calculator-repayments)
    - [LBTT Calculator](https://www.callunafinancial.co.uk/calculator-lbtt)
    - [Mortgage App](https://www.callunafinancial.co.uk/mortgage-app)
    - [Jargon Buster](https://www.callunafinancial.co.uk/jargon-buster)
    - [Mortgage FAQs](https://www.callunafinancial.co.uk/mortgage-faqs)
- [Show submenu for About Us About Us](https://www.callunafinancial.co.uk/about-us) 
    - [Self-Employed Agents](https://www.callunafinancial.co.uk/self-employed-agents)
    - [Refer A Friend](https://www.callunafinancial.co.uk/refer-a-friend)
- [Blog](https://www.callunafinancial.co.uk/blog)
- [Contact Us](https://www.callunafinancial.co.uk/contact-us)

Open main navigation

Close main navigation

- [Home](https://www.callunafinancial.co.uk)
- Show submenu for Mortgages Mortgages 
  
    - Mortgages
    - [Mortgages](https://www.callunafinancial.co.uk/mortgages)
    - [First Time Buyers](https://www.callunafinancial.co.uk/first-time-buyers)
    - [Remortgage](https://www.callunafinancial.co.uk/remortgage)
    - [Moving House](https://www.callunafinancial.co.uk/moving-house)
    - [Buy-To-Let](https://www.callunafinancial.co.uk/buy-to-let)
- Show submenu for Our Advisers Our Advisers 
  
    - Our Advisers
    - [Aberdeenshire](https://www.callunafinancial.co.uk/aberdeenshire)
    - [Clacks, Stirling & Falkirk](https://www.callunafinancial.co.uk/stephanie-english)
    - [Edinburgh](https://www.callunafinancial.co.uk/edinburgh)
    - [Glasgow](https://www.callunafinancial.co.uk/allan-coll-glasgow)
    - [Inverness](https://www.callunafinancial.co.uk/inverness)
- [Protection](https://www.callunafinancial.co.uk/protection)
- Show submenu for Mortgage Tools Mortgage Tools 
  
    - Mortgage Tools
    - [Mortgage Tools](https://www.callunafinancial.co.uk/mortgage-tools)
    - [Mortgage Calculator](https://www.callunafinancial.co.uk/mortgage-calculator)
    - [Repayment Calculator](https://www.callunafinancial.co.uk/calculator-repayments)
    - [LBTT Calculator](https://www.callunafinancial.co.uk/calculator-lbtt)
    - [Mortgage App](https://www.callunafinancial.co.uk/mortgage-app)
    - [Jargon Buster](https://www.callunafinancial.co.uk/jargon-buster)
    - [Mortgage FAQs](https://www.callunafinancial.co.uk/mortgage-faqs)
- Show submenu for About Us About Us 
  
    - About Us
    - [About Us](https://www.callunafinancial.co.uk/about-us)
    - [Self-Employed Agents](https://www.callunafinancial.co.uk/self-employed-agents)
    - [Refer A Friend](https://www.callunafinancial.co.uk/refer-a-friend)
- [Blog](https://www.callunafinancial.co.uk/blog)
- [Contact Us](https://www.callunafinancial.co.uk/contact-us)

# Repayment Calculator

**Repayments are calculated by the size of your mortgage, the interest rate from your lender, and the term of your contract.**

By entering a few key details, we can provide you with an indicative value. For a more accurate figure, you would need to speak to one of our advisers who will talk through your monthly incomings and outgoings.

If you’d like some guidance on the right mortgage for you, we recommend[speaking to one of our advisers.](https://www.callunafinancial.co.uk/calculator-repayments#contact-layer)

![Image blocks lady at desk and colourful doors](https://www.callunafinancial.co.uk/hs-fs/hubfs/img__blocks-arch-subtle-yellow-contact.png?width=830&height=958&name=img__blocks-arch-subtle-yellow-contact.png "Image blocks lady at desk and colourful doors")

## Get a personalised quote, tailored to your circumstances

**The calculation above is an estimate only and your mortgage repayments may be different. When you speak to us, we will find the right deal for your individual situation.**

### Because we play by the book we want to tell you that...

**Your home may be repossessed if you do not keep up repayments on your mortgage.  
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.**

## Use our calculators to help

Need the numbers?

![A row of red brick houses](https://www.callunafinancial.co.uk/hs-fs/hubfs/ctas/borrow-calc__cta.jpg?width=300&height=300&name=borrow-calc__cta.jpg)

#### How much can I borrow?

[See calculator](https://www.callunafinancial.co.uk/mortgage-calculator?hsLang=en)

![A yellow wallet with a bank card sticking out the top](https://www.callunafinancial.co.uk/hs-fs/hubfs/ctas/repayment-calc__cta.jpg?width=300&height=300&name=repayment-calc__cta.jpg)

#### Mortgage repayment calculator

[See calculator](https://www.callunafinancial.co.uk/calculator-repayments)

![A house with an O'Malley Estate Agent sign in the garden which says ](https://www.callunafinancial.co.uk/hs-fs/hubfs/ctas/lbtt-calc__cta.jpg?width=300&height=300&name=lbtt-calc__cta.jpg)

#### Land and Buildings Transaction Tax

[See calculator](https://www.callunafinancial.co.uk/calculator-lbtt?hsLang=en)

### **Proudly Accredited with Own New**

Calluna Financial is now an approved broker for the Own New scheme, a powerful initiative designed to make buying a new build home more accessible through innovative shared equity solutions. This accreditation allows us to support housebuilders in accelerating sales and help buyers step into homeownership with reduced upfront costs and competitive mortgage rates. Whether you're a developer or a first-time buyer, we’re here to guide you through every step.

- ![Own New Approved Broker](https://www.callunafinancial.co.uk/hs-fs/hubfs/Approved-Broker-Stamp_LinkedIn.png?width=600&height=600&name=Approved-Broker-Stamp_LinkedIn.png)
  
   Hover message
- ![LIBF Certified Mortgage Adviser](https://www.callunafinancial.co.uk/hs-fs/hubfs/certified-mortgage-adviser.png?width=600&height=600&name=certified-mortgage-adviser.png)
  
   Hover message

![White mono version of the Calluna Financial logo](https://www.callunafinancial.co.uk/hubfs/calluna-financial-logo-alt-mono-white.svg "White mono version of the Calluna Financial logo")

Calluna Financial is directly authorised and regulated by the Financial Conduct Authority. Firm Reference Number: 1020528

Calluna Financial Registered Office: 6 Primrose Street, Alloa, Clackmannanshire, Scotland, FK10 1JG. Registered in Scotland: SC815245.

©  Calluna Financial Limited. All Rights Reserved.

Subscribe here to receive mortgage tips and advice from our blog by email every month.

- [Terms and Conditions](https://www.callunafinancial.co.uk/terms-and-conditions)
- [Privacy Policy](https://www.callunafinancial.co.uk/privacy-policy)
- [Cookie Policy](https://www.callunafinancial.co.uk/cookie-policy)
- [Your Rights](https://www.callunafinancial.co.uk/your-rights)
- [IDD](https://www.callunafinancial.co.uk/idd)
- [Contact Us](https://www.callunafinancial.co.uk/contact-us)

```json
{
  "@context" : "schema.org",
  "@type" : "VideoObject",
  "contentUrl" : "vimeo.com/1009161022?fl=pl&fe=ti",
  "description" : "An STV television commercial created for Calluna Financial.",
  "embedUrl" : "player.vimeo.com/video/1009161022?badge=0&autopause=0&player_id=0&app_id=58479",
  "name" : "Calluna Financial - STV Commercial",
  "thumbnailUrl" : "i.vimeocdn.com/video/1952204903-ce53847e0caac258ad941f0cfe93e52f8a2404e8acb5a156e9c950cb34b1c5ee-d?mw=1800&mh=830",
  "uploadDate" : "2025-05-23T12:34:28TZ"
}
```