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Exclusive Referral Partner of NHS Trust Workers

Are you a self-employed mortgage, insurance, or equity release agent tired of dealing with the red tape, restrictive compliance, and poor commission splits of traditional networks? Calluna offers a better way forward.

As a Directly Authorised (DA) firm, we give you the freedom and support to run your business on your terms – without the headache. If you’re ready to back yourself and take control of your success, we’re ready to back you every step of the way.

 

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Joining an appointed representative network often means giving up a big slice of your earnings and autonomy. Networks can impose strict rules, high fees, and layers of bureaucracy that slow you down. By contrast, Calluna’s DA model lets you keep more of your income and stay in control. We ensure you enjoy industry-leading commission splits with minimal oversight. No more endless forms and unnecessary hurdles; we’re built to eliminate red tape so you can focus on what you do best: serving your clients.

This means freedom to work your own hours and build your own brand, while still having a safety net of support. No mandatory targets or one-size-fits-all processes – you call the shots for your business growth, and we assist rather than interfere.

The Calluna Advantage for Self-Employed Agents

  • Lucrative Commission Structure: Enjoy low fees and competitive earnings splits that let you retain significantly more income than the typical network broker.
  • Compliance Support, Minus the Headache: Calluna provides comprehensive compliance support, handling the heavy lifting to ensure you meet FCA requirements without stress.
  • Optional Admin Assistance: Calluna offers affordable administrative support services that you can opt into at any time, freeing you to focus on clients.
  • Cutting-Edge Technology Platforms: Access our whole-of-market mortgage sourcing software, CRM systems, protection quote portals, and equity release calculators.
  • Unbeatable Personal Support: Receive one-on-one mentorship and coaching from experienced management, plus a collaborative community of fellow agents.
  • Flexibility & Work-Life Balance: Set your schedule, work from anywhere, and achieve the lifestyle you want while increasing your income.

Focused on Mortgages, Insurance & Equity Release

We specialise in mortgages, protection insurance, and equity release. This means deep expertise, whole-of-market access, sector-specific compliance, and tailored training. Whether it’s first-time buyers, later-life lending, or protection solutions, you’ll have the resources you need to deliver the best outcomes for your clients.

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Professional, Empowering Culture

At Calluna, we value entrepreneurial spirit and integrity. You’ll never feel like just another number – your goals are our goals. Whether you want to grow into a large brokerage or remain a boutique advisor, we’ll tailor our support to help you get there. We combine polished professionalism with bold innovation to help our team succeed.

Ready to Make the Switch?

Leaving the comfort of a network might seem daunting, but with Calluna it doesn’t have to be. We’ve helped many self-employed advisors break free from constraints and boost their income and happiness. If you’re ready for more freedom, higher earnings, and real support, it’s time to join Calluna.

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Speak To Our Protection Experts

Contact us today to discuss your goals and how we can help you achieve them. Your future as an independent agent starts here – with no limits, no red tape, and all the support you need.