Are you a self-employed mortgage, insurance, or equity release agent tired of dealing with the red tape, restrictive compliance, and poor commission splits of traditional networks? Calluna offers a better way forward.
As a Directly Authorised (DA) firm, we give you the freedom and support to run your business on your terms – without the headache. If you’re ready to back yourself and take control of your success, we’re ready to back you every step of the way.
Joining an appointed representative network often means giving up a big slice of your earnings and autonomy. Networks can impose strict rules, high fees, and layers of bureaucracy that slow you down. By contrast, Calluna’s DA model lets you keep more of your income and stay in control. We ensure you enjoy industry-leading commission splits with minimal oversight. No more endless forms and unnecessary hurdles; we’re built to eliminate red tape so you can focus on what you do best: serving your clients.
This means freedom to work your own hours and build your own brand, while still having a safety net of support. No mandatory targets or one-size-fits-all processes – you call the shots for your business growth, and we assist rather than interfere.
We specialise in mortgages, protection insurance, and equity release. This means deep expertise, whole-of-market access, sector-specific compliance, and tailored training. Whether it’s first-time buyers, later-life lending, or protection solutions, you’ll have the resources you need to deliver the best outcomes for your clients.
At Calluna, we value entrepreneurial spirit and integrity. You’ll never feel like just another number – your goals are our goals. Whether you want to grow into a large brokerage or remain a boutique advisor, we’ll tailor our support to help you get there. We combine polished professionalism with bold innovation to help our team succeed.
Leaving the comfort of a network might seem daunting, but with Calluna it doesn’t have to be. We’ve helped many self-employed advisors break free from constraints and boost their income and happiness. If you’re ready for more freedom, higher earnings, and real support, it’s time to join Calluna.
Calluna Financial is now an approved broker for the Own New scheme, a powerful initiative designed to make buying a new build home more accessible through innovative shared equity solutions. This accreditation allows us to support housebuilders in accelerating sales and help buyers step into homeownership with reduced upfront costs and competitive mortgage rates. Whether you're a developer or a first-time buyer, we’re here to guide you through every step.
Calluna Financial is directly authorised by the Financial Conduct Authority to search the whole of market. FCA Authorisation number: 1020528
Calluna Financial Registered Office: 6 Primrose Street, Alloa, Clackmannanshire, Scotland, FK10 1JG. Registered in Scotland: SC490368.
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