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Finding a mortgage that is right for you

Getting you through the door

Whether you are a first time buyer, looking to remortgage, move house or invest in a buy-to-let property, we can search thousands of mortgages to suit your individual needs.

Speak to one of our expert mortgage advisers for help finding the right mortgage for your individual circumstances, saving you time and making sure you get the most suitable deal.

Work out your budget

Our Mortgage Brokers are experts in their field and stay updated on the latest products, regulations and market trends. From the initial appointment to making your last mortgage we will guide you through every stage of the process.

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Montage showing a man working on a laptop and a cup of coffee

Get our advice

Each lender calculates how much you can borrow a bit differently. We'll take the time to discuss your finances and help you understand the options that suit your circumstances.

Get moving

Our goal is to secure the most suitable deal within your budget and ensure everything stays on track, so you can move into your new home as quickly as possible.

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Because we play by the book we want to tell you that...

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The typical fee is £399.

Good deals aren't luck. They're timing.

Local knowledge

You can usually secure a new deal six months before your current one ends, and if something better appears before it starts, you can often move to it. Starting early costs nothing and takes nothing away.

That's the kind of thing you get told by someone who knows your situation. We have one named adviser who covers your area and picks up their own phone.

We're independent and search the whole market, so what you're recommended fits your plans. Not one lender's shelf.

Call Us

Alloa & Clackmannanshire - 01259 230345
Glasgow - 0141 640 0900
Falkirk - 01324 461984
Edinburgh - 0131 287 7698

or

Arrange a call back

Use our calculators to help

Need the numbers?

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How much can I borrow?

See calculator
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Mortgage repayment calculator

See calculator
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Land and Buildings Transaction Tax

See calculator

Frequently Asked Questions

No silly questions here, we are here to help and advise whether you are looking for your first or last mortgage.

Get answers

Need help getting started?

Our app provides budgeting advice, saving tips and more.

Download the app

Finance For Life

The Calluna Financial team are on a mission to simplify the mortgage world. With this podcast, everyone should better understand what it takes to become a property owner in Scotland and South of the border.

You can find Finance For Life on Apple Podcasts, Spotify, Amazon Music and Deezer

Proudly Accredited with Own New

Calluna Financial is now an approved broker for the Own New scheme, a powerful initiative designed to make buying a new build home more accessible through innovative shared equity solutions. This accreditation allows us to support housebuilders in accelerating sales and help buyers step into homeownership with reduced upfront costs and competitive mortgage rates. Whether you're a developer or a first-time buyer, we’re here to guide you through every step.

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Calluna Financial is directly authorised by the Financial Conduct Authority to search the whole of market. FCA Authorisation number: 1020528

Calluna Financial Registered Office: 6 Primrose Street, Alloa, Clackmannanshire, Scotland, FK10 1JG. Registered in Scotland: S815245.

© Calluna Financial Limited. All Rights Reserved.

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