Jargon-free, first-time buyer mortgage advice 

Whether you’re a first-time buyer, or an old hand, you need mortgage advice you can trust from a local adviser who knows the local market.

You also need to know that you are getting a good deal. Our mortgage experts, John and Steph, will search the entire market to find the mortgage that is right for you. They will then guide and help you through the entire process of moving into your own home for the first time and every time after that.

Book a conversation with a local mortgage broker

Or call us on 0141 6400 900

5 star service

“Steph was absolutely brilliant throughout the whole process. From looking into our existing mortgage, arranging our new mortgage, life insurance and home insurance.”

Access to thousands of deals from 90+ lenders

We provide straightforward, personalised mortgage advice that helps you make the right choice.

Based in Central Scotland, our in-depth knowledge of the Scottish market is second to none. We’ll explain the different mortgage types and help you choose the right product for you. We've helped lots of first-time buyers on their journey to home ownership, and we'll help you.

John has extensive experience in both finance and property and is passionate about helping people navigate their financial journeys.

He brings over 18 years of experience helping first-time buyers find and achieve their homeownership dreams.

John thrives on guiding his clients through the complex mortgage world, ensuring they feel confident and informed at every step. 

A montage showing John O'Malley and a yellow armchair
Montage showing Stephanie English and keys in a door

Steph draws on over a decade of experience helping her clients secure the best mortgage deals for their circumstances.

She always focuses on making the process smooth and stress-free and finds helping onto their first property incredibly rewarding.

Steph loves building lasting relationships with her clients and seeing the excitement when everything comes together. She knows her job isn't just about numbers; it's about people.

Because we play by the book we want to tell you that...

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The typical fee is £399.
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Book a conversation with
John or Steph

Or call us on 0141 6400 900





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First time buyers advice

Your options and our top tips for financing your first home

Mortgage calculator

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Mortgage FAQs

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