Securing the right mortgage is one of the most important financial decisions you’ll ever make, and having an experienced mortgage broker and mortgage adviser guiding you can make all the difference.
Daljit Sandhu is an approachable and experienced mortgage and protection adviser who takes the time to fully understand your individual circumstances, ambitions, and long-term plans. Whether you’re purchasing your first property, moving home, remortgaging to find a better deal, or reviewing your protection arrangements, Daljit provides honest, straightforward advice you can rely on.
Based in Stuartfield near Peterhead, Daljit supports clients throughout Aberdeenshire and the North of Scotland, offering flexible appointments to fit around your schedule, including home visits if you would prefer to receive advice in the comfort of your own home.

“Our mortgage adviser was professional, knowledgeable, and supportive throughout the process. They explained everything clearly, found us a great deal, and kept us updated at every stage. Their friendly approach made the experience stress-free and reassuring. Highly recommend them to anyone seeking a mortgage.”
Resham Mann
Everyone’s situation is different, and your mortgage should reflect that.
Daljit offers advice from a comprehensive range of mortgage products across the market, giving him the flexibility to recommend options that are genuinely aligned with your circumstances rather than applying a standardised solution. As an experienced mortgage broker, he takes time to assess your position thoroughly and then talks you through the available choices in plain, easy-to-understand terms, so you feel reassured and fully informed throughout.
From your initial enquiry right through to completion, and even after everything is finalised, Daljit remains available to answer queries and help clarify any details you may need.

Clients value Daljit’s knowledgeable, measured approach and his ability to guide them through the mortgage process with clarity and confidence. His focus is on delivering well-structured advice that makes complex decisions feel manageable.
You can expect:
In addition to mortgage advice, Daljit can review your protection arrangements, including life cover, critical illness protection, and income protection, helping to ensure financial security for you and your family if the unexpected occurs.
All protection recommendations are made carefully and responsibly, taking into account your individual priorities and long-term plans.


If you’re looking for professional mortgage and protection advice in Inverurie, Aberdeenshire or the North of Scotland, Daljit will be delighted to have a chat with you.
Get in touch today to arrange an initial conversation and take the next step with confidence.
Book an appointment at a time that suits you
Calluna Financial is now an approved broker for the Own New scheme, a powerful initiative designed to make buying a new build home more accessible through innovative shared equity solutions. This accreditation allows us to support housebuilders in accelerating sales and help buyers step into homeownership with reduced upfront costs and competitive mortgage rates. Whether you're a developer or a first-time buyer, we’re here to guide you through every step.
Calluna Financial is directly authorised by the Financial Conduct Authority to search the whole of market. FCA Authorisation number: 1020528
Calluna Financial Registered Office: 6 Primrose Street, Alloa, Clackmannanshire, Scotland, FK10 1JG. Registered in Scotland: SC815245.
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