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The mortgage and protection market can feel like a maze, and finding the right advice shouldn’t mean waiting on hold with a generic call centre.

Whether you are:

  • Taking that exciting (and terrifying!) first step onto the property ladder
  • Coming to the end of a fixed-rate deal and looking to remortgage
  • Moving home or looking to build a buy-to-let portfolio
  • Wanting to ensure your family is fully protected with the right life or critical illness insurance

Alan Urquhart is dedicated to helping you navigate the tricky mortgage and protection market, with a clear priority: to find the absolute best deal, tailored to your circumstances.

Covering Edinburgh, Midlothian, East Lothian and the surrounding areas, Alan is happy to meet wherever suits you best, whether that’s over a coffee, at your kitchen table, or via a video call. If you need some straightforward, friendly advice, you can book a quick 15-minute call in his diary or contact him via text or WhatsApp on +44 7944 388879.

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5 star service

 

“Highly recommend John & the team at Calluna. Extremely helpful every step of the way and made buying my first property seamless! 10/10 service!”

Holly

No two situations are the same, and neither are the finances behind them.

Alan provides advice from a comprehensive range of mortgage products across the market, so his recommendations are based on what genuinely fits your plans rather than a one-size-fits-all answer. He’ll talk you through your options in plain English and make sure you understand the why behind every recommendation, not just the what.

From your very first conversation right through to completion (and beyond), Alan keeps things moving, chases the detail behind the scenes, and is on hand whenever a question comes up.

Alan Urquhart

Clients value Alan’s relaxed, no-pressure manner and his focus on making the whole process feel simple. You can expect:

  • Clear, honest explanations with no jargon
  • Advice built around your personal circumstances and goals
  • Flexible appointments, including evenings and weekends where needed
  • The option to meet over a coffee, at your kitchen table, or by video call, whatever suits you
  • Ongoing support, not just at application stage but for the years that follow

Alongside your mortgage, Alan can review your protection needs, such as life insurance, critical illness cover, and income protection, so that you and the people who matter most are looked after if the unexpected happens.

This advice is always given carefully and responsibly, based on your circumstances and what matters to you, never sold for the sake of it.

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Get Started Today

If you’re looking for professional mortgage and protection advice across Edinburgh, Midlothian or East Lothian, Alan would be glad to help.

Get in touch to arrange an initial chat, or book a 15-minute call at a time that suits you. You can also reach Alan by text or WhatsApp on +44 7944 388879.

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Your home may be repossessed if you do not keep up repayments on your mortgage. Calluna Financial is authorised and regulated by the Financial Conduct Authority. Mortgage and protection advice is subject to eligibility and affordability.

Proudly Accredited with Own New

Calluna Financial is now an approved broker for the Own New scheme, a powerful initiative designed to make buying a new build home more accessible through innovative shared equity solutions. This accreditation allows us to support housebuilders in accelerating sales and help buyers step into homeownership with reduced upfront costs and competitive mortgage rates. Whether you're a developer or a first-time buyer, we’re here to guide you through every step.

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