The mortgage and protection market can feel like a maze, and finding the right advice shouldn’t mean waiting on hold with a generic call centre.
Whether you are:
Alan Urquhart is dedicated to helping you navigate the tricky mortgage and protection market, with a clear priority: to find the absolute best deal, tailored to your circumstances.
Covering Edinburgh, Midlothian, East Lothian and the surrounding areas, Alan is happy to meet wherever suits you best, whether that’s over a coffee, at your kitchen table, or via a video call. If you need some straightforward, friendly advice, you can book a quick 15-minute call in his diary or contact him via text or WhatsApp on +44 7944 388879.

“Highly recommend John & the team at Calluna. Extremely helpful every step of the way and made buying my first property seamless! 10/10 service!”
Holly
No two situations are the same, and neither are the finances behind them.
Alan provides advice from a comprehensive range of mortgage products across the market, so his recommendations are based on what genuinely fits your plans rather than a one-size-fits-all answer. He’ll talk you through your options in plain English and make sure you understand the why behind every recommendation, not just the what.
From your very first conversation right through to completion (and beyond), Alan keeps things moving, chases the detail behind the scenes, and is on hand whenever a question comes up.

Clients value Alan’s relaxed, no-pressure manner and his focus on making the whole process feel simple. You can expect:
Alongside your mortgage, Alan can review your protection needs, such as life insurance, critical illness cover, and income protection, so that you and the people who matter most are looked after if the unexpected happens.
This advice is always given carefully and responsibly, based on your circumstances and what matters to you, never sold for the sake of it.


If you’re looking for professional mortgage and protection advice across Edinburgh, Midlothian or East Lothian, Alan would be glad to help.
Get in touch to arrange an initial chat, or book a 15-minute call at a time that suits you. You can also reach Alan by text or WhatsApp on +44 7944 388879.
Calluna Financial is now an approved broker for the Own New scheme, a powerful initiative designed to make buying a new build home more accessible through innovative shared equity solutions. This accreditation allows us to support housebuilders in accelerating sales and help buyers step into homeownership with reduced upfront costs and competitive mortgage rates. Whether you're a developer or a first-time buyer, we’re here to guide you through every step.
Calluna Financial is directly authorised by the Financial Conduct Authority to search the whole of market. FCA Authorisation number: 1020528
Calluna Financial Registered Office: 6 Primrose Street, Alloa, Clackmannanshire, Scotland, FK10 1JG. Registered in Scotland: SC815245.
© Calluna Financial Limited. All Rights Reserved.